More Tightening on the Way? What the APRA May Have in Store for 2018

By now, most investors will have felt the effects of the APRA tightening guidelines at the start of 2017. But is that all that the organisation has in store? More tightening may be on the way. Australia’s investors have gotten hit quite hard in recent years. The Australian Prudential Regulations Authority (APRA) has imposed several

How the APRA’s Tighter Guidelines Affect Investors With Multiple Properties

The APRA has made it harder for investors to buy property in Australia. New investors find their access to interest-only loans restricted. But what are the effects on those who have property portfolios? Experienced investors already know about the Australian Prudential Regulation Authority (APRA). It oversees most of the financial institutions that you have dealings

The APRA’s Tightened Guidelines (And How They Affect First-Time Buyers)

At the beginning of 2017, the APRA altered their guidelines in regard to interest-only home loans. This had massive effects on investors. However, it also affects first-time buyers. The Australian Prudential Regulation Authority (APRA) oversees many of Australia’s financial institutions. Importantly for property buyers, it oversees most of the banks and lenders that provide home

The APRA’s New Guidelines – What’s Changed and What Hasn’t

In March 2017, the APRA introduced new guidelines that affected homebuyers. Both investors and owner-occupiers may have to deal with changes. This article looks at what the APRA did and how it may affect you. The Australian Prudential Regulation Authority (APRA) has recently made changes. Established in 1998, the APRA oversees many of Australia’s biggest

How Can Property Investors Work Out How Much They Can Borrow?

In the wake of the APRA’s 2017 regulation changes, investors may wonder how much they can borrow. It’s a difficult question to answer. This article examines the techniques used to find out. Plus, it looks at some tips for increasing your borrowing power. The Australian Prudential Regulation Authority (APRA) has made 2017 a tough one

How the APRA’s Guideline Tightening Affects Residential Home Buyers

In March 2017, the APRA placed restrictions on interest-only loans. These restrictions will primarily affect investors. But they have some knock-on effects for residential home buyers. Some argue that there’s a housing issue in Australia. The rate of property price increases, particularly in the major cities, has led to many people struggling. Residential home buyers

The APRA’s Tightened Guidelines (And How It May Affect Property Investors)

With its strong property market, Australia has always been a popular choice for property investors. However, some recent regulatory changes have made things a little more difficult. This article examines the APRA’s recent changes and what they mean for investors. Those looking to prepare for their retirements often turn to property investment. One of the

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